Getting Started

NJ FamilyCare (Medicaid) can provide free or low cost health insurance for New Jersey residents who are citizens of the United States or Qualified Immigrants.

Before you apply, we have a few questions to help direct you to the program that is right for you.

1. Are you age 65 or older?
   Yes No
2. Do you already have Medicare? Medicare is not NJ FamilyCare (Medicaid). You would have a card like the one below. Click on the image to enlarge.

   

   Yes No
3. Has the Social Security Administration or the Division of Medical Assistance and Health Services (DMAHS) determined you disabled?
   Yes No
   Disabled according to Social Security standards is generally defined as the inability to engage in any substantial gainful activity (SGA) by reason of any medically determinable physical or mental impairment(s) which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months. A child under age 18 will be considered disabled if he or she has a medically determinable physical or mental impairment or combination of impairments that causes marked and severe functional limitations, and that can be expected to cause death or that has lasted or can be expected to last for a continuous period of not less than 12 months. Select ‘yes’ to this question if you wish to be evaluated for a disability determination by the Division of Medical Assistance and Health Services.
• Are you in your 24 month waiting period to receive Medicare?
  Yes No
4. Are you a resident of New Jersey?
   Yes No

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